Bottom Line Health
Choosing a health insurance plan is not as easy as it used to be. The distinctions among health plans have begun to blur as health benefits companies compete for your business.
Although there is no “best” health benefits plan, there are carriers that are a better fit than others for your business and your employees’ health-care needs.
As chief executive officer of VISTA, a health benefits company, I am not immune to the skyrocketing cost of health care. As an employer, I face the same challenge you to do of keeping health care costs affordable for VISTA’s 1,000-Florida employees. My responsibility
also extends to more than 10,000 South Florida employer groups and 330,000 VISTA members.
While many CEOs, presidents and CFOs complain about the cost of providing health benefits for their employees, they are rarely
engaged in the process of selecting a health-benefits company.
Fortunately, South Florida employers enjoy a highly competitive marketplace when it comes to purchasing health benefits. While
there are many carriers to choose from, the differences between each are few. The network of providers, plan designs and services are all very similar.
So all things being equal, why pay more? How do you know which health benefits company is the right fit for your business? Ask yourself these questions.
As an employer, how much can I afford to contribute to the premium?
What benefits will serve the majority of my employees?
Will offer employees more choices to save or cost me money?
Does … Read the rest